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RICK SCRUGGS, JR. CLU®, ChFC,®C(K)P®

RICK SCRUGGS, JR. CLU®, ChFC,®C(K)P®

CEO and Financial Advisor, Financial Designs

434-528-0051

fscruggs@financialguide.com

Rick Scruggs has worked with business owners and personal clients in Central Virginia and the Southeast since 1977. Rick is the principal of Financial Designs and the creator of the Vision Advocate Experience.

Rick is a graduate of the College of William and Mary and is designated a Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) by the American College. His training and professional education have focused on, but not limited to: 

• Business Continuity and Success Planning
• Qualified Retirement Plans
• Financial Planning 
• Employee Stock Ownership Plans

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