About Our Firm
About Us
Designed for you
A tradition of growth
Headquartered in Bethesda, Maryland, First Financial Group is a complete financial services firm – one of the largest independently owned businesses of its kind in the Mid-Atlantic region.
With locations across the country and a solid history of helping clients protect and build wealth for over forty years, FFG's mission is to help our clients live great financial lives.
Protecting Lives And Financial Futures
Help Safeguard what matters—your loved ones and their financial tomorrow.
Providing Flexibility and Abundance
Create a portfolio that moves with you—and grows beyond you.
Fulfilling Promises for Loved Ones
Let us help you turn commitments into financial security for those who matter most.

Our Strategic Alliances
Through collaboration with our strategic affiliates and advanced planning tools, we deliver tailored solutions that evolve with your goals.
benecurv
Redefining the essence of employee benefits planning and plan management. At the intersection of innovation and care, benecurV crafts dynamic solutions tailored to empower organizations and nurture their most valuable asset: their people.
Business
Overwatch
Specialized advisory teams for business owners who want to maximize their finances, both personally and professionally.
Bull
Harbor Capital
Founded by Lloyd Polmateer and Sean Joiner in 2023, Bull Harbor Capital provides comprehensive services for high-net-worth business owners and investors. Uncover new possibilities by asking the questions that matter most.
Meet Our Team
Our Leaders
Lloyd Polmateer
CEO
lloyd.polmateer@ffgadvisors.com
Lloyd is the CEO of First Financial Group (FFG), one of the largest independently owned financial services firms in the Mid-Atlantic. With the simple philosophy of helping people live better lives, First Financial Group has been protecting and building the wealth of Washingtonians for over 30 years.
As a business owner, Lloyd lives with and truly understands the unique set of challenges and opportunities of local entrepreneurs and business owners. Our Business Strategies Group and First Financial Group Benefits are focused on helping small to mid-sized businesses meet those challenges and leverage those opportunities.
Lloyd cares deeply about helping people find financial independence and live better lives. If this resonates with you, please reach out to Lloyd -- he is always looking for like-minded individuals to join our firm.
Sean Joiner
President
Sean joined First Financial Group (FFG) in 2008 as a Financial Representative. He developed a strong practice, earning back-to-back firm sales awards; however, given his entrepreneurial background, Sean turned his attention to leadership and the strategic growth of the firm.
Entering the management track at FFG as a Sales Manager in 2010, Sean quickly discovered his innate ability to source and recruit individuals who would excel and go on to become the company’s top advisors. Taking on the responsibilities of Executive Vice President of FFG in 2015, he was a key contributor to the firm’s 300% growth in areas of productivity, revenue, and talent. Along with facilitating the rapid growth of the company, he aided in the expansion of First Financial Group’s footprint from two core offices into eight locations across the mid-Atlantic. Serving on FFG’s leadership team as President, he oversees multiple facets of the business, including talent acquisition, training and development, and finance
He has spearheaded FFG’s community outreach program fostering a culture of giving throughout the company with matching funds and organized volunteer efforts for great organizations like Habitat for Humanity, DC Central Kitchen and Wreaths Across America. He is a member of NAIFA, GAMMA, AALU and was recently named one of NAIFA's 4 under 40, an honor given to the best and brightest in the industry. Sean has been featured in the NCAA’s “After the Game” web series highlighting excellence after college.
Chris Dyrhaug
Chief Strategy Officer
Chris Dyrhaug serves as Chief Strategy Officer at First Financial Group, where he leads the development of strategic initiatives that enhance organizational excellence, drive revenue growth, and foster cross-functional collaboration. With over 32 years of experience in financial services, Chris brings deep industry expertise and a client-centered approach, consistently focusing on innovation, technology integration, and improving the client experience through streamlined solutions.
CHRISTOPHER FODER, CExP®
Chief Sales and Development Officer
Chris Foder serves as Chief Sales and Development Officer at First Financial Group, where he leads the development and execution of sales strategies aligned with the firm’s holistic philosophy. His team supports advisors at all levels by helping them master and leverage FFG and MassMutual practice management tools, while also providing strategic marketing support to grow and optimize their practices. Additionally, Chris oversees recruiting and onboarding efforts, ensuring a seamless experience for new advisors and continued growth for the organization.
+200
Advisors
+150
Support Staff
+950
Brokers
+25
Locations Nationwide
Meet Our Team
Helping to Empower Financial Futures with Purpose and Precision
With over 40 years of experience, we have grown into one of the largest independently owned financial services firms in the Mid-Atlantic—and are now expanding our presence with new offices opening across the country. Our partnerships extend our reach and resources, enabling us to provide world-class solutions with a personal touch.
Serving Our Community
At First Financial Group, we believe true success is measured not just by returns but by the well-being of the communities we serve. Through volunteer initiatives and strategic nonprofit partnerships, we dedicate our expertise and resources to fostering lasting prosperity and opportunity for all.

Contact Us
We Want to Hear
From You
Ready to redefine what's possible for your wealth? Start the conversation today, and let us guide you to the next stage of your financial future.