Disability Myths: “It’s too expensive.”
We can customize an Individual disability insurance policy to meet your specific financial needs. Coverage might cost less than you think, an average disability policy costs between two and three percent of your income.
If offered a job that paid 2% less per year in exchange for peace of mind should you become too sick or injured to work, would you take it?
Disability and Your Finances
“Why should I pay for something I’ll never use?”
Disabilities can and do happen. In 2016 we paid more than $328.7 million in disability income benefits. When you consider the facts about disability, it’s easier to understand just how vulnerable we are:
- Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire.- Accidents are not usually the culprit. Back injuries, cancer, heart disease and other illnesses cause the majority of long-term absences from work.
Request a quote based on your circumstances; the coverage you need may be more affordable than you think.