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<strong>What is Disability Insurance?</strong>

What is Disability Insurance?


  • Disability insurance replaces income if you’re too sick or injured to work.
  • Disability insurance can supplement long-term disability coverage that you may have through your employer.
<strong>What are some&#160;Benefits of Disability Insurance?&#160;</strong>

What are some Benefits of Disability Insurance? 


  • Disability Insurance replaces a percentage of base salary and regular bonus or incentive income.
  • DI can cover retirement contributions and student loan payments.
  • When you pay for this individual coverage with after-tax dollars, any benefit payments you receive are tax free.
  • Your disability policy belongs to you even if you change jobs.

You rely on your income to fund every aspect of your life. If an illness or injury prevents you from working, the last thing you want to worry about is how to continue paying your bills without an income. When an unexpected illness struck, Dr. Tullos was able to focus on taking care of his family and getting better – rather than worrying about his finances – thanks to his disability insurance coverage.

HAVING RESERVATIONS ABOUT PURCHASING A DISABILITY POLICY?

Some Common Disability Insurance Myths Include: 

Cost

Cost

“It’s too expensive.”

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Group Disability

Group Disability

“I’ve got coverage through work.”

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Age

Age

“It’ll never happen to me; I’m too young and healthy!”

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DOWNLOADABLE DISABILITY RESOURCES

Have a Disability Insurance Question? Fill out the Form below to have a Disability Insurance Specialist reach out to you.

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