Your wedding marks the beginning of a wonderful shared journey. Ahead of you are your dreams for a home, a family and a long, healthy life together. No one gets a roadmap for this trip. To make your dreams a reality, you have to be prepared --not only by making the right decisions now, but by being ready for the challenges you'll face along the way. Enjoy the ride!
Start saving 15% of your income toward your retirement.
Life insurance and disability insurance are designed to give you and your spouse protection from unexpected adversity. Life insurance provides income replacement in the event you or your spouse dies, while disability insurance can help keep your finances on track if one of you becomes sick or injured and can no longer work.
Opening an IRA — whether as a supplement to your employer-sponsored plan or as the core of your retirement savings — is a very smart way to help ensure that you and your spouse enjoy a comfortable retirement when the time comes.